Retail Insurance

Bespoke insurance with up to 10% discount

Having suitable insurance cover in place ensures your business is protected when it matters most. ActSmart have worked with insurance specialists Butterworth Spengler for over 30 years to provide the ideal insurance solution.

To get a FREE quote use the form below or phone Butterworth Spengler on 0151 494 4400.

Key features

ActSmart Gold subscribers will benefit from a 10% discount off their premium
Free seasonal stock increase of up to 50% for your busiest three months of the year
Cover for claims against your design services or advice
Liability cover in respect of loan/hire/demonstration
Cover for equipment on loan/hire/demonstration
Cover for equipment displayed outside premises
Cover for the service/repair of customers' equipment
Cover for shoplifting
Policies tailored to your individual needs
First class claims service

Comprehensive PI cover is offered in recognition of the increasing number of consultancy services offered by ActSmart members. This cover ensures that should your customer allege that they have suffered financially as a result of the negligent advice, design and fitting specification or service you have provided to them, you are indemnified not only for the damages and costs that may ultimately be awarded but for the associated costs incurred in providing your defence.

To get a FREE quote use the form below or phone Butterworth Spengler on 0151 494 4400.

Click here to join ActSmart or login to My ActSmart to upgrade your subscription.

Quote Request Form


Business Name*
Contact name*
Contact email*
Contact telephone no.*
Address*

Town*
County*
Postcode*

Building sum insured
Do you own the property*
If you own the building you should insure for the full cost of reinstating the property in the event of total destruction. The rebuild value is the amount it would cost to rebuild your property at the same location should it be completely destroyed by fire, flood or any other disaster. This insurance figure is not to be confused with the current market resale value of the property.
Tenants improvements sum insured - when occupying leased premises, tenants may carry out internal alterations to either improve the standard of accommodation (insulation, air conditioning, central heating, etc.) or change the internal layout (partitioning, false ceilings etc.), which will all need to be reinstated if the building is damaged. The landlord's policy will usually insure the fabric of the building, not the tenant's improvements and the tenant should, therefore, add this item to his own business cover).
Have you made any improvements to the building*
Enter the building sum insured*

Stock sum insured
Your stock of cycles & accessories (including customers' cycles in for repair etc.) and any other stock for sale. The sum insured should represent the highest value of stock at cost (rather than resale), which could be held at one time.
Enter the stock sum insured*

Contents sum insured
This should include any additional equipment such as tools.
Enter the contents sum insured*

Do you currently have business insurance in place*
Current policy amount*

Message

I would like to be contacted by ActSmart's business insurance partner.*
I have read and accept the privacy policy.*

All fields marked * are compulsory

Services

Retail Insurance

Key features

Quote Request Form