Retail Finance

Increase your sales and maximise customer spend

Retail finance is a powerful sales tool for your business, which allows your customers to get the products, clothes and accessories they want without breaking the bank.

The ActSmart retail finance scheme has received very positive endorsement from users to date, with reduced subsidy rates and exceptional acceptance rates.

The scheme is available in the cycles, outdoors and snowsports market represented by the consumer facing brands Ride it away, Take it outdoors and Slide it away.

Click on the icons below to take you to the relevant pages.

Key features

Exclusive for ActSmart Gold and Platinum members
No minimum finance turnover requirement
National exposure and identity
Interest free and interest bearing options available giving you greater flexibility (0%, 4.9% & 19.5% APR)
Instant decisions using the online Moneyway system
Reduced subsidy rates for retailers doing more finance business
Dedicated customer service and personal account manager

To apply phone Moneyway on 0845 111 7115 or Contact us.

About Moneyway

A worthy winner of the ActSmart Partner of the Year 2010 and 2011, Moneyway specialise in providing retail finance to specialist retail sectors.Through this partnership, retailers get access to a fast, flexible solution to win more business and increase sales values.

Moneyway's online system enables retailers to tailor finance packages to suit customers' needs.

Moneyway logo

2011 Customer feedback

71% would have postponed their purchase had finance not been available
57% made their purchase because finance was available
52% would have bought elsewhere had finance not been available
50% would have spent less if finance had not been available

Did you know?

The ActSmart retail finance scheme is worth c£25m at retail value
It is estimated that over 90% of retail finance sales are via the independent sector
Over 450 retailers currently have access to the ActSmart retail finance scheme
More than 95% of all sales are 'interest free'
The average price of products sold via the scheme is over £1000
Proposal acceptance rates are in excess of 80%

How to apply

To join the ActSmart retail finance scheme you will need:

To be a Gold or Platinum ActSmart member
To apply to Moneyway phone 0845 111 7115 or Contact us
To have a current Consumer Credit Licence (CCL) what is a CCL?
To supply up to date company accounts (minimum 12 months required)

We recommend that you are accepted by Moneyway prior to applying for your CCL.

Acceptance by Moneyway is subject to terms and conditions, including but not limited to the business declaring a positive net worth and the search results of credit reference agencies.

Retail Finance FAQ's

Click here to see the most commonly asked questions and other retail finance updates.

What do our members say?

"Superb service, I cannot fault them - a joy to deal with. A very simple application process, a fast decision and payment notice within 2 days"

Steve Baskerville, Real Cycles, Belfast

Membership criteria

Retail finance is exclusively available to Gold and Platinum ActSmart members in the Cycles, Snowsports and Outdoor Pursuits sectors.

Click here to join ActSmart or to upgrade your membership.

What next?

To apply phone Moneyway on 0845 111 7115 or Contact us.